The Trick To Saving Money On Auto Insurance

You can save up to 30% of what you’re currently paying for auto insurance by following certain rules. The average auto policy in the United States runs  just over $800 per year, So considerable savings are possible  and if your policy is more costly the discounts are proportionately higher.

The first rule is never renew your existing policy without checking the cost of other policies found in the market place . There are websites that will give you a quote or insurance brokers who will do likewise. Keep in mind that what you are looking for are brokers or websites that handle many different insurance companies. Each policy holder has their own unique driving situation and each insurance company has their own preferences. The idea is to put the two parties together with as inexpensive of a policy as possible.

The second rule concerns discounts. Many insurance companies will give the policy holder a discount for certain things that they have or have done. The insurance company must be told about these matters, but in most cases it is necessary to actually have to ask for the discount. Discounts range from 5% to 20% of the premium. Although the discounts  are  additive  the companies usually put a cap on the total that can be used. You may find that some have already been figured in, but it is worth checking.

Discounts: Anti-theft Device on Auto, Marriage Discount,  Advance Degree Discount, Children have good grades 3.0 or better Discount,  Low Mileage Discount(driving limited to 5000 to 8000 miles per year),  Clubs such as AARP, AAA, GEICO, Unions,  etc.  Discount.,  Driving Classes Discount, Paying premium upfront Discount, Paying premium by automatic check Discount, Homeowner Discount, Bundling auto policy with other policies Discou.t

The Trick To Knowing If You Are Having A Heart Attack

Nobody wants to be the victim of a heart attack. And as a result of this type of thinking it is very easy to be in denial  of the problem when it is actually present. Unlike the dramatic heart attacks we see portrayed on television or in the movies,  most heart attacks start out slowly with little pain and discomfort.

Here are the warning signs that  indicate a heart attack is happening.

  1. Most people experience some chest discomfort that is steady or intermittent. They feel pressure in the center of the chest as if someone is sitting there. It may feel as though the person  sitting there is causing a squeezing sensation  or feelings of pain in the chest.
  2. The discomfort that is present need not be in the chest. It could be located in any part of the upper body, such as the arm, neck, jaw, back, or  even the  stomach.
  3. The person may feel a shortness of breath or trouble catching their breath. This symptom my occur with or without any chest discomfort.
  4. Breaking out in a cold sweat, lightheadedness and sometimes nausea can also be signs of a heart attack.

In the event a person is experiencing the symptoms of a heart attack, it is extremely important to receive proper care as soon as possible. One of the best way to accomplish this is to call 911. They are fully equipped to handle such emergencies. Plus they have the ability to arrive at your location probably faster than you could drive to a hospital. If for some reason it is best for you to go to a hospital, have someone drive you, do not drive yourself.

The 911 operator may instruct you chew an aspirin tablet to help break up clots while waiting for the ambulance. You should always have regular standard aspirin tablets available in your home. Tylenol or other pain relievers won’t work. It must be regular aspirin, like Bayer Aspirin.

The Trick To Good Health Using Honey

Scientists at the University Of Wales, in the U.K. were amazed when they discovered the health giving properties found in honey. It is true that honey has been used for centuries., it is also true the stories about its benefits were thought to be wishful  old wives tales. Contemporary research is rapidly changing its mind about honey.

In tracking a group of over 700 men for a 25 year period it was discovered that those who used honey had a much lower mortality rate  than the group who did not use honey. Other beneficial effects were found such as honey  having excellent antimicrobial qualities and very useful as a wound healer.

Other treatment areas such as the flu,  digestive upset  and generally improved health,  are claimed for honey,  especially when made into a tea and mixed with cinnamon. (4 cups water,  4 teaspoons honey, 1 tea spoon cinnamon). Drink 1/4 cup at a time 3 0r 4 times a day.  According to the literature it would be a good idea to eliminate the cinnamon 1 week out of a month. It should also be realized that these claims have not yet been evaluated medically.

The Trick To Getting Big Money In An Accident

When  you have been injured in  an accident  you are entitled to money damages. These include expenses such as medical bills , future bills, loss of wages, as well as compensation for pain and suffering. Most of these type cases settle without going to court. But, even if you do go to court the trick is still the same. The trick to getting the highest dollar amount is to know how  to pick  an   accident attorney.

By  picking  an attorney I am referring to his personality traits, not the size of his firm, or which Law School he graduated. All to often, it is the pleasant, easy going,  “nice guy” who attracts the clients. You tend to select him because he is friendly and it is nice sitting there  in his office. But what you really want is a tough minded, mean, stubborn, miserable s.o.b. fighting on your side to get the maximum settlement.

Unless the insurance company believes your attorney is going to take them to court and wipe up the floor with them, they will not offer a decent settlement. This is why you do not need some nice pleasant Attorney who gets along with everybody including the insurance company. They know that in all probability he will not take them to count or will settle on the courthouse steps.

Unfortunately for his clients Mr. Nice Guy Attorney is often willing to accept a lesser settlement rather than fight and argue . This way he still keeps his title as Nice Guy. Let a tough, stubborn Lawyer handle your case, you will be better off.

 

 

The Trick To Getting Rid Of A Double Chin

There are surgical and liposuction methods  for getting rid of a double chin. They are expensive, sometimes risky and do not always turn out as you expected.

There is another approach to this problem. You should realize that a double chin is the result of two factors. The accumulation of fatty tissue and a loss of muscle tone supporting skin under the chin.

By strengthening the muscles under the chin thru exercise, they will tighten up, pulling the skin and fatty tissue upwards back into place. It may not do quite as good a job as surgery, but for most of us it will be a great improvement.

Here is a Doctor approved exercise to help accomplish getting rid of that double chin. Doing them daily,  you should start to see results in about 2 to 3 weeks

Sitting with your back straight in a chair close your mouth. Using either hand place the backs of your finger lightly touching the skin under your chin. With the tongue press hard against the roof of your  mouth. Feel how the muscles and tissues under the chin were pressed downwards against your fingers. That is exactly what you want the exercise to do, but without using the tongue to help.

As you learn how to do this without using the tongue, let your fingers offer a resistance to the muscles pushing down. Keep in mind you want to do the exercise daily and in such a manner that you create a sense of fatigue. To fatigue the muscles consider doing  the exercise more rapidly.